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Got letter from collection agency for Columbia House

Question:
I got a bill collection letter of $40 for not buying enough video from Columbia House. I hate they are after you for no actual deal. I have seen many disscussion about his here. What's the final result of them? Is it going to really stain my credit report if not paying them?


Answer:
-I once joined their record club. They wanted me to pay the postage to return those postcards to stop them from automatically sending the next CD. I learned that it was cheaper just to put "return to sender" on every single CD they sent me. Eventually THEY terminated the contract.

-If you signed up and failed to complete your part of the deal, then you are in the wrong. You owe them the money and it WILL end up on your credit report (It most likely already has)



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